PCI compliance is a security framework created by major credit card companies to prevent credit card fraud and data breaches.
It is mandatory for any organization that handles credit card information to comply with PCI (Payment Card Industry) DSS (Data Security Standard) requirements, which include implementing various security measures such as maintaining secure networks, protecting cardholder data, and regularly monitoring and testing systems for vulnerabilities.
Compliance helps protect businesses from legal liability and reputational damage, while also ensuring the safety and security of customers sensitive information.
The Main objectives of PCI compliance? #
Build and Maintain a Secure Network: #
To comply with this requirement, organizations must implement and maintain secure network configurations, including firewalls, routers, and other security devices.
They must also ensure that all system components and software are securely configured and free from known vulnerabilities.
Protect Cardholder Data: #
To comply with this requirement, organizations must implement measures to prevent the unauthorized storage, processing, and transmission of cardholder data.
This includes implementing strong encryption, masking and truncation, and securely disposing of data when it is no longer needed.
Maintain a Vulnerability Management Program: #
A vulnerability management program involves identifying, assessing, prioritizing, and mitigating vulnerabilities in a systematic and timely manner.
This includes conducting regular vulnerability scans, performing penetration testing, and remediating any vulnerabilities discovered.
Implement Strong Access Control Measures: #
Access control measures include the use of unique user IDs, passwords, and multi-factor authentication, as well as restricting physical access to cardholder data storage areas.
Organizations must also implement procedures for revoking access when an employee no longer requires it, such as when they leave the organization or change job roles.
Regularly Monitor and Test Networks: #
Monitoring involves reviewing system activity logs, network traffic, and other security-related data to identify suspicious or anomalous behaviour.
Regular testing includes vulnerability scans, penetration testing, and other assessments to identify weaknesses in the organization’s security controls and remediate them before they can be exploited by attackers.
Maintain an Information Security Policy: #
Maintaining an Information Security Policy is one of the twelve core requirements outlined in the Payment Card Industry Data Security Standard (PCI DSS).
This requirement mandates that organizations establish, document, and maintain a formal policy that addresses the protection of sensitive cardholder data.
The policy should be based on the organization’s business objectives and should clearly define the roles and responsibilities of all employees and third-party vendors who handle payment card data.
Do you offer PCI Compliant Hosting? #
We provide PCI-compliant hosting for Cloud Hosting, Cloud WordPress Hosting, and Cloud Reseller Hosting, where each server must comply with the PCI DSS. Our team assists in implementing all necessary security measures to achieve compliance.
To obtain the required certificates, we recommend using securitymetrics.com, a reputable provider that will scan your servers and provide a list of necessary software changes.
We will then make the upgrades for you and once your server passes the compliance scan, you will receive the PCI Compliant Certificate.